Loan insurance for draftsman
The job of draftsman can be considered as a risky profession by some insurance companies, and the price can increase considerably, our brokerage firm Lord Emsworth.fr offers the cheapest solution for the insurance of your mortgage because we have negotiated with the insurance companies a tariff without markup for your drawing trade.
The job of draftsman
Drawing is a practice that has existed since the beginning of time. A professional draftsman may be commissioned to produce technical or artistic drawings according to his specialization (painter, architect, illustrator, industrial designer…).
Loan insurance: the problem related to the practice of certain trades
If you are a draftsman, some insurers may refuse to insure you because your job is not covered by their contracts. Others will agree to insure you but by applying however particular conditions to your contract as well as an increase of your contributions (premium).
Loan insurance borrower draftsman
Although the purchase of a loan insurance is not legally required when you take out a mortgage, the banks systematically require it to guarantee the loan. Protecting both the bank, the borrower and his family, the loan insurance aims to secure a credit through the assumption of reimbursement by the insurer in case of occurrence of a claim covered by the contract of insurance.
Since September 2010, you can buy your insurance loan outside the lending institution (insurance delegation) under the condition that the individual contract has guarantees at least equivalent to those of the group contract proposed by the bank (insurance collective).